Brief Job Description: The peso is responsible for promoting the loan
products of the financial institution to prospective farmers, visit their areas to
per assess their credibility and reliability, analyse on all possible ways about
the borrower to ensure his details are eligible to sanction the loan, disburse
the amount and finally supervise and follow up for recovery of the loan
amount. Agriculture Field Officer 6 Months Course
Personal Attributes: The job requires the individual to have: attention to
details, physical fitness, geographical knowledge, driving skills, and
stand/walk for long hours for field visits and willingness to work in flexible
hours. Agriculture Field Officer 6 Months Course Agriculture Field Officer 6 Months Course
Agriculture Field Officer 6 Months Course
Sector is a conglomeration of different business operations having similar
business and interests. It may also be defined as a distinct subset of the
economy whose components share similar characteristics and interests.
Sub-sector Sub-sector is derived from a further breakdown based on the
characteristics and interests of its components.
Occupation Occupation is a set of job
roles, which perform similar/ related set of
functions in an industry. Agriculture Field Officer 6 Months Course
Function Function is an activity necessary for achieving the key purpose of the
sector, occupation, or an area of work, which can be carried out by a
person or a group of persons. Functions are identified through functional
analysis and form the basis of OS. Agriculture Field Officer 6 Months Course
Sub-function Sub-functions are sub-activities essential to fulfil the achieving the
objectives of the function. Agriculture Field Officer 6 Months Course
Job role Job role defines a unique set of functions that together form a unique
employment opportunity in an organisation.
Occupational Standards
(OS) Agriculture Field Officer 6 Months Course
Agriculture Field Officer 6 Months Course
OS specify the standards of performance an individual must achieve
when carrying out a function in the workplace, together with the
knowledge and understanding they need to meet that standard
consistently. Occupational Standards are applicable both in the Indian
and global contexts. Agriculture Field Officer 6 Months Course
Performance Criteria Performance criteria are statements that together specify the standard of
performance required when carrying out a task. Agriculture Field Officer 6 Months Course
National Occupational
Standards (OS)
NOS are occupational standards which apply uniquely in the Indian
context. Agriculture Field Officer 6 Months Course Agriculture Field Officer 6 Months Course
Qualifications Pack (QP) QP comprises the set of OS, together with the educational, training and
other criteria required to perform a job role. A QP is assigned a unique
qualifications pack code. Agriculture Field Officer 6 Months Course
Unit Code Unit code is a unique identifier for an Occupational Standard, which is
denoted by an ‘N’
Unit Title Unit title gives a clear overall statement about what the incumbent
should be able to do. Agriculture Field Officer 6 Months Course
Description Description gives a short summary of the unit content. This would be
helpful to anyone searching on a database to verify that this is the
appropriate OS they are looking for.
Scope Scope is a set of statements specifying the range of variables that an
individual may have to deal with in carrying out the function which have
a critical impact on quality of performance required. Agriculture Field Officer 6 Months Course
Knowledge and Agriculture Field Officer 6 Months Course
Understanding
Knowledge and understanding are statements which together specify the
technical, generic, professional and organisational specific knowledge
that an individual needs in order to perform to the required standard.
Organisational Context Organisational context includes the way the organisation is structured
and how it operates, including the extent of operative knowledge
managers have of their relevant areas of responsibility.
Technical Knowledge Technical knowledge is the specific knowledge needed to accomplish
specific designated responsibilities. Agriculture Field Officer 6 Months Course
Core Skills/ Generic
Skills Agriculture Field Officer 6 Months Course
Agriculture Field Officer 6 Months Course Core skills or generic skills are a group of skills that are the key to learning
and working in today’s world. These skills are typically NE Agriculture Field Officer 6 Months Coursework environment in today’s world. These skills are typically needed in
any work environment. In the context of the OS, these include
communication related skills that are applicable to most job roles.
Keywords /Terms Description
NOS National Occupational Standard(s)
NSF National Skills Qualifications Framework
Q Qualifications Pack Agriculture Field Officer 6 Months Course Agriculture Field Officer 6 Months Course
This OS unit is about promoting bank loan products to farmers, formulating different
strategies to reach prospective borrowers
Scope This unit/ task covers the following:
Meet with well established co-operatives
Maintain close links with farmers and their co-operatives
Liaise with dealers and shops of agricultural produce and equipments
Perform initial screening of loan applicants to select eligible customers
Performance Criteria(PC) w.r.t. the Scope
Element Performance Criteria
Meet with well
established cooperatives
. organise meetings with co-operatives
PC2. meet the farmers who are members of these co-operatives
PC3. provide detailed information about the loan products
PC4. get database of the member farmers
PC5. provide appropriate loan application to the interested farmers
Maintain close links Agriculture Field Officer 6 Months Course
with farmers and
their co-operatives
To be competent, the user/ individual must be able to:
PC6. visit individual farmers and attend the cooperative member meetings
regularly
PC7. provide information on financial services to these farmers who sell their
crops at good profits Agriculture Field Officer 6 Months Course
Liaise with dealers
and shops of
Agriculture Field Officer 6 Months Course
agricultural produce
and equipments
To be competent, the user/ individual must be able to:
PC8. keep contact with well known agricultural input supply and farm machinery
business enterprises Agriculture Field Officer 6 Months Course
PC9. identify potential borrowers with suitable income and risk features and
provide the loan products information
Perform initial
screening of loan
applicants to select
eligible customers Agriculture Field Officer 6 Months Course
To be competent, the user/ individual must be able to:
PC10. review the credit track record of the farmer
PC11. check if the farmer has borrowed any other loan, if it is currently overdue
and his repayment pattern and regularity to that loan
PC12. ensure the potential borrower complies with specified eligibility criteria
PC13. check the indicators that provide a quick pre-assessment of potential credit
worthiness of the customer
PC14. evaluate the farm size of the farmer to calculate returns expected using
appropriate metrics
PC15. assess the legal status and quality of the land
PC16. ensure the yield level of crops and the other enterprise efficiency factors
PC17. identify the various income sources and whether they provide a regular and
reliable cash flow or not
PC18. analyze the minimum level of available family labour and evidence of Agriculture Field Officer 6 Months Course
ensure good customer selection with careful loan appraisal, building on
customer loyalty and demanding on loan collateral or guarantee as security,
in such a way pay back of the loan is guaranteed
PCP. submit loan applications to eligible customers Agriculture Field Officer 6 Months Course
Knowledge and Understanding (K)
A. Organisational
Context
(Knowledge of the
company /
organisation and
its processes)
The user/individual on the job needs to know and understand: Agriculture Field Officer 6 Months Course
KAN. relevant legislation, standards, policies, and procedures in work
KAN. relevant health and safety requirements applicable in the work environment
KA3. own job role and responsibilities and sources for information pertaining to work
KA4. who to approach for support in order to obtain work related information,
clarifications and support
KA5. importance of following health, hygiene, safety and quality standards and the
impact of not following the standards on consumers and the business
KA6. documentation and related procedures applicable in the context of work
A. Technical
Knowledge
The individual on the job needs understand:
KB. company’s policies on: incentives, delivery standards, and personnel
manage me
. agriculture land specification for crop varieties
3. agriculture produce dealers and shops in the locality Agriculture Field Officer 6 Months Course
14. methods of assessing credit record and worthiness of the farmer
. methods of analysing the cash flow position of the farmer
. method of selecting appropriate and loyal customers
. eligibility criteria for loan products
. types of loans such as seasonal loans for working capital, harvesting loans,
medium term improvement loans, long term investment loans, etc. Agriculture Field Officer 6 Months Course
Agriculture Field Officer 6 Months Course
8
Generic Skills The individual on the job needs to know and understand how to:
SA1. update oneself about latest technologies by reading research articles,
attending seminars, conferences etc. Agriculture Field Officer 6 Months Course
SA2. keep abreast with the latest knowledge by reading brochures, pamphlets, Agriculture Field Officer 6 Months Course
product information sheets etc.
SA3. read relevant newspapers / booklets etc.
Writing Skills
The individual on the job needs to know and understand how to:
SA4. fill related forms and documents clearly
SA5. prepare reports and summary of loan documents for review
SA6. basic computer knowledge to document the customer database and
information’s collected etc
Oral Communication (Listening and Speaking Skills)
The individual on the job needs to know and understand how to:
SA7. maintain effective relationships and communicate clearly and precisely with
senior officers, specialists and farmers
SA8. listen to instructions and feedback from superiors
SA9. listen carefully and able to detect information inconsistencies
SA10. discuss issues, clarify doubts and seek solutions
SA11. communicate clearly with the farmers on the loan information and with
relevant officials on the loan process
B. Professional Skills Customer Centricity
The individual on the job needs to know and understand how to:
SB1. develop a rapport with officials and farmers
SB2. listen carefully and interpret the information given by the seniors
SB3. discuss possible solutions
Problem Solving
The user/individual on the job needs to know and understand how to:
SB4. Identify problems immediately and take up solutions quickly to resolve delays
Decision making Agriculture Field Officer 6 Months Course
The user/individual on the job needs to know and understand how to:
SB5. make decisions pertaining to eligibility of the customers for application form
process
SB6. identify problems that may arise in carrying out the tasks and take
preventive action appropriately following workplace procedures
SB7. do basic arithmetic calculations
SB8. analyse basic financial statements
Plan and organise
The user/individual on the job needs to know and understand how to:
SB9. plan and organise meetings with cooperatives and representative
This OS unit is about inspecting the customer premises for determining the
eligibility of the farmers for the loan sanction on various parameters and assisting
in due diligence process on loan
Scope This unit/ task covers the following:
Analyze the loan product and customer requirement
Collect information for diligence process
Coordinate with credit appraisal department on loan processing
Performance Criteria(PC) w.r.t. the Scope
Element Performance Criteria
Analyze the loan product Agriculture Field Officer 6 Months Course
and customer
requirement
To be competent, the user/ individual must be able to:
PC1. ensure to have a thorough understanding of agricultural sector while
lending to farm households
PC2. have a sound understanding about the factors that can have an impact
on agricultural production to assess income and risk profiles
PC3. ensure to select good customers from the analysis and enhance their
loan portfolio quality
Collect information for
diligence process
To be competent, the user/ individual must be able to:
PC4. ensure the reliability of information on the farmer’s home and farm
address Agriculture Field Officer 6 Months Course
PC5. assess the character, trust worthiness and willingness of the customer
to repay
PC6. ensure the farmer provides at least two references and perform
reference check
PC7. collect information on the various factors such as the farmer’s character
as to his personal integrity of the farmer and his family, his capacity to
repay the loan, his capital investment for the farming business, his
backup security and other conditions are satisfied
Coordinate with credit Agriculture Field Officer 6 Months Course
appraisal department on Agriculture Field Officer 6 Months Course
loan processing Agriculture Field Officer 6 Months Course
To be competent, the user/ individual must be able to:
PC8. furnish all the document and details collected to the credit officer to
enable diligence on loan
PC9. provide all qualitative feedback received about the farmer during the
field visit Agriculture Field Officer 6 Months Course
PC10. assist in getting any relevant information to take decision on loan
sanction
PC11. document and record all feedback / information received for future
reference
Knowledge and Understanding (K)
A. Organizational
Context (Knowledge of
the company /
organization and its
The user/individual on the job needs to know and understand:
KA1. relevant legislation, standards, policies, and procedures in wor Agriculture Field Officer 6 Months Course
he impact of not following the standards on consumers and the business
KA6. documentation and related procedures applicable in the context of work
B. Technical Agriculture Field Officer 6 Months Course
Knowledge
The individual on the job needs understand: Agriculture Field Officer 6 Months Course
KB1. company’s policies on: incentives, delivery standards, and personnel
KB2. management Agriculture Field Officer 6 Months Course
KB3. work flow involved in company’s process of loan approval
KB4. types of loan products and services offered by the organisation
KB5. importance of the individual’s role in the workflow
KB6. documents required for the loan process
KB7. quality standards set by the organisation for loan approval process
KB8. reporting structure in the loan application process
KB9. relevant legal knowledge
KB10. how to interact with superiors and colleagues
KB11. how to coordinate with farmers Agriculture Field Officer 6 Months Course
Skills (S)
A. Core Skills/ Generic
Skills
Reading Skills Agriculture Field Officer 6 Months Course
The individual on the job needs to know and understand how: to
SA1. read relevant newspapers/booklets
SA2. keep abreast with the latest knowledge by reading brochures,
pamphlets, and product information sheets
Writing Skills
The individual on the job needs to know and understand how: to
SA3. prepare crop calendar
Communication Skills
The individual on the job needs to know and understand how to:
SA4. maintain effective relationships and communicate clearly and precisely
with senior officers, specialists and farmers
SA5. discuss issues, clarify doubts and seek solutions Agriculture Field Officer 6 Months Course
B. Professional Skills Customer Centricity
The individual on the job needs to know and understand how to:
SB1. develop a rapport with senior officers and specialists
SB2. listen carefully and interpret the information collected
SB3. spot any disruptions and delays and discuss possible solutions
Decision Making Agriculture Field Officer 6 Months Course
The user/individual on the job needs to know and understand how to:
SB4. report any disruptions and when to deal with a particular i Agriculture Field Officer 6 Months Course
Analytical Thinking
The user/individual on the job needs to know and understand how to:
SA6. reduce repetitive errors and improve work process Agriculture Field Officer 6 Months Course
Plan and Organize
The user/individual on the job needs to know and understand how to:
SA7. plan and organize field operations starting from land preparation to
harvesting
Problem Solving Agriculture Field Officer 6 Months Course
The user/individual on the job needs to know and understand how to:
SA8. Identify problems immediately and take up solutions quickly to resolve
delays Agriculture Field Officer 6 Months Course
Critical Thinking
The user/individual on the job needs to know and understand how to:
Agriculture Field Officer 6 Months Course
Agriculture Field Officer 6 Months Course
SAT. take up one’s own working and learning
Guidelines for Assessment:
- Criteria for assessment for each Qualification Pack will be created by the Sector Skill Council. Each Performance Criteria (PC) will
be assigned marks proportional to its importance in NOS. SSC will also lay down proportion of marks for Theory and Skills Practical
for each PC. Agriculture Field Officer 6 Months Course - The assessment for the theory part will be based on knowledge bank of questions created by the SSC.
- Assessment will be conducted for all compulsory NOS, and where applicable, on the selected elective/option NOS/set of NOS.
- Individual assessment agencies will create unique question papers for theory part for each candidate at each
examination/training center (as per assessment criteria below). - Individual assessment agencies will create unique evaluations for skill practical for every student at each examination/training
center based on this criterion. - To pass the Qualification Pack , every trainee should score a minimum of 70% of aggregate marks to successfully clear the
assessment. - In case of unsuccessful completion, the trainee may seek reassessment on the Qualification Pack. Agriculture Field Officer 6 Months Course
Total Agriculture Field Officer 6 Months Course
Marks Out Of
Marks Allocation
Assessment
outcomes
Assessment Criteria for outcomes Theory
Skills
Practica
l
1.AGR/N770
1 Promote
bank loan
products to
farmers
PC1.organize meetings with co-operatives
70
3 2 1
PC2.meet the farmers who are members of these co-operatives 2 2 0
PC3.provide detailed information about the loan products 3 3 0
PC4.get database of the member farmers 2 0 2
PC5. provide appropriate loan application to the interested farmers 2 0 2
PC6.visit individual farmers and attend the cooperative member
meetings regularly 3 3 0
PC7.provide information on financial services to these farmers who
sell their crops at good profits 3 1 2
PC8.keep contact with well known agricultural input supply and farm
machinery business enterprises 3 1 2
PC9.identify potential borrowers with suitable income and risk
features and provide the loan products information 6 1 5
PC10.review the credit track record of the farmer 4 2 2
PC11.check if the farmer has borrowed any other loan, if it is
currently overdue and his repayment pattern and regularity to that
loan 4 1 3
PC12.ensure the potential borrower complies with specified
eligibility criteria 4 2 2
PC13.check the indicators that provide a quick pre-assessment of
potential credit worthiness of the customer 4 3 1
PC14.evaluate the farm size of the farmer to calculate returns
expected using appropriate metrics 4 2 2 Qualifications Pack For Agriculture Field Officer
31 Agriculture Field Officer 6 Months Course
PC15.assess the legal status and quality of the land 4 2 2
PC16.ensure the yield level of crops and the other enterprise
efficiency factors 4 2 2
PC17.identify the various income sources and whether they provide
a regular and reliable cash flow or not 4 2 2
PC18.analyze the minimum level of available family labour and
evidence of permanent residence 4 2 2
PC19.ensure good customer selection with careful loan appraisal,
building on customer loyalty and demanding on loan collateral or
guarantee as security, in such a way pay back of the loan is
guaranteed 4 2 2
PC20.submit loan applications to eligible customers 3 1 2
70 34 36
2.AGR/N770
2 Assist in
due
diligence
process on
loan
PC1.ensure to have a thorough understanding of agricultural sector
while lending to farm households Agriculture Field Officer 6 Months Course
30
5 3 2
PC2.have a sound understanding about the factors that can have an
impact on agricultural production to assess income and risk profiles 3 1 2
PC3.ensure to select good customers from the analysis and enhance
their loan portfolio quality 3 2 1
PC4.ensure the reliability of information on the farmer’s home and
farm address 1 1 0
PC5.assess the character, trust worthiness and willingness of the
customer to repay 3 2 1
PC6.ensure the farmer provides at least two references and perform
reference check 1 1 0
PC7.collect information on the various factors such as the farmer’s
character as to his personal integrity of the farmer and his family, his
capacity to repay the loan, his capital investment for the farming
business, his backup security and other conditions are satisfied 4 2 2
PC8.furnish all the document and details collected to the credit
officer to enable diligence on loan 2 0 2
PC9.provide all qualitative feedback received about the farmer
during the field visit 2 1 1
PC10.assist in getting any relevant information to take decision on
loan sanction 2 0 2
PC11.document and record all feedback / information received for
future reference 4 1 3
30 14 16
3.AGR/N770
3 Assist in
loan
processing
and perform
follow up of
loan
recovery
PC1.organise the information collected during farm visit
70
1 0 1
PC2.ensure the client has provided valid authorization and self
declaration for the willingness to repay 2 2 0
PC3.prepare a separate document for the sign off at each stage of
the loan approval process 3 3 0
PC4.propose the loan amount, loan term, repayment schedule,
installment pattern and other loan conditions clearly on the loan file,
based on the information’s assessed 7 5 2
PC5.submit all the documents for the approval or rejection 1 1 0
PC6.assist the credit officer in loan processing 3 2 1 Qualifications Pack For Agriculture Field Officer
32
PC7.have an open communication with the borrower for loan
monitoring so that any problems on repayments and other issues
can be updated 3 3 0
PC8.maintain files and documents like loan application, loan analysis,
loan collateral records, memos, loan agreements, etc. which acts as a
backbone to the loan monitoring system to provide record of
relationship with the borrower 7 2 5
PC9.computerize the loan records for easy access of information and
to track the loan portfolio progress 4 4 0
PC10.visit their fields to ensure the loan amount is utilized in a
proper and planned way 3 3 0
PC11.attend meetings, fairs and markets where the farmers can be
seen at maximum, and assess if the yield, profitability and
repayment capacity are in track 2 2 0
PC12.maintain separate reports on loan portfolio review, due
payment report, past due payment report and loan portfolio at risk
report 7 4 3 Agriculture Field Officer 6 Months Course
PC13.manage late payments using various strategies such as financial
penalty, visiting home or farm to meet directly, using system record
to track the schedule, telephonic reminders, etc. both off site as well
on site follow up 4 3 1
PC14.review the documentAgriculture Field Officer 6 Months Courseation of the borrower, re-evaluate the
borrower and his loan collateral situation and monitor the
borrower’s bank accounts, if there is prospect of the borrower to
repay the debt within the specified time period revised 4 2 2
PC15.coordinate with higher officials for debt collection by taking the
guaranteed asset or to write off the loan, based on the track record
of the borrower, in case of delayed and no payments from his side 3 1 2
PC16.rate the customer on completion of the loan cycle on his
overall loan performance, which can be used for future loan
decisions facilitating easier and quick access to information for
repeat loans 3 0 3
s Pack For Agriculture Field Officer
33
4.AGR/N990
4Coordinate
with
colleagues
and
customers
PC1.receive instructions and understand work requirements and
targets from superiors Agriculture Field Officer 6 Months Course
30
2 1 1
PC2.understand standard operating procedure of the company 3 1 2
PC3.report and communicate on the work progress and status and
escalate any issues to the superior 4 1 3
PC4.rectify any errors if indicated by the superior 3 1 2
PC5.prepare internal reports on conversion of the customers 2 1 1
PC6.assist colleagues wherever necessary as per capability 2 1 1
PC7.resolve any conflicts at the workplace and ensure a smooth
workflow 1 1 0
PC8.put team over individual goals 1 1 0
PC9. coordinate with the colleagues on achieving the targets given 2 1 1
PC10.coordinate with the farmers on obtaining all necessary
documents for the process 1 1 0
PC11.clarify any unrecorded information’s and maintain a very
transparent and reliable record 2 1 1
PC12.respond to any queries or doubts from the farmer 2 2 0
PC13.keep the farmer updated on the status of the process on a
regular basis 1 1 0
PC14.ensure on time completion of the transactions and processing
applications 1 0 1
PC15.discuss on the various terms and conditions to be followed 1 0 1
PC16.maintain a good and long standing relationship with the farmer
with mutual confidence and trust 2 1 1 Agriculture Field Officer 6 Months Course
30 15 15
TOTAL 200 200 100 10 Agriculture Field Officer 6 Months Course
Terms & Conditions of Offline Class
Offline Class —(Totally Free Of Cost)
Offline class Its mean you Direct Go to Our Institute and Take admission there, after the admission you have to join direct class
there is a totally free of cost no charge ,, even you will get Rs 50 every day from Government
every day , There Is a three Time Of classes
a) 8:00 am to 12:00 pm
b)12:00 pm to 4:00 pm
c)4:00 pm to 8:00 pm
you can take any time for class regarding your needs , you have to select any one time for regular attending the class
But one thing Must be Remember you have to attain at least 80% of total class, As example if class is 180 days then you have to attain minimum 150 days , other wise your registration will be cancel, and you cant sit on exam and you will also not get certificate
Time and And Share A Registration Number For your Attendance, Which we will provide you after complete admission. When Your 80% Attendance will be Complete then You should attend Assessment or Exam For Certificate And Mark sheet.
If you Need Certificate the you should have to attended all Classes Regularly Time to There Are Some Terms And conditions to eligible for Certificate And Mark sheet
- Need 80% Online Class Attendance By Registration Number
- attend Online Exam and Interview
- You Have To Pay Certificate Currier Charge Rs 2000 (Two thousand Rupees Only)
Charges
Only You have to pay Rs 2000/-(two thousand Rupees Only ) For The Certificate Courier Charge,
When you selected For Free Certificate And Mark sheet Or pay based Certificate And Mark sheet then your government registration process will be start , We give you a Registration Certificate , When you Will Start Your Online Class Every Day you will Put The Registration number With Us for attendance.
As Example Registration Certificate will be like the
This Certificate is valid for All India Government and private both sector and this certificate is also valid 129 Countries of The World, And by this certificate you can Attend All ou interviews And job Section .. Terms & Conditions of Online Class
Online Class Time – 12:00 pm to 01:00pm ( Two Days In a Week ) , If You have No Time at 12: 00 pm then You can see the class before 8:00 pm after that your attendance will be close,
Online Class And Mark sheet Details
Online Class And Mark sheet Details,
All over India GPRS Studio Provide you Free Online Class And Free Certificate..
Online Classes are Totally Free for All Indian, You can Attend Our Online Classes in Youtube Channel GPRS Studio at home by your Phone /Laptop/ Mobile/Computer etc .
Its total 6 Months Class .. Two days In a Week ,
http://gprsstudio.com/index.php/2020/12/03/apply-for-online-class/(opens in a new tab)